Financing and Credit

Financing and Credit Options to Buy a Home

Financing and credit is important to any home purchase. There are many types of loans that can be leveraged to purchase a home. Some of these loans include Jumbo Loans, Super Conforming Purchase Loans, USDA Purchase Loans, VA Loans, FHA Loans, Minimal Down Loans, and First Time Home Buyer Loans.

There are also various places to get a loan – banks, mortgage brokers, etc.  We typically recommend that a buyer use a mortgage broker in order to best evaluate the programs that fit their needs and to have greater access to a broad spectrum of lenders, instead of just one.   Using a mortgage broker will typically save a buyer money on their loan and interest rate.

If you are interested in selling your home, we usually ask mortgage brokers that we have relationships with to pre-approve a potential buyer to make sure they can close the sale.

StoneCrest Realty has relationships with many lenders to help you qualify and obtain the loan for the home of your dreams. Contact us today to start the process.


We are experienced Sacramento Real Estate Attorneys and Sacramento Realtors. We are a unique and powerful combination and can help you buy Sacramento Real Estate homes or sell Sacramento Real Estate homes with proven results, legal advice and the strategy needed to give you the results you want. Contact us today by clicking HERE or by calling 916-378-5760. We look forward to helping you with all of your Sacramento real estate needs.